Finance For Engagement Rings

Engagement ring finance 0 interest free credit finance your engagement ring purchase with up to 5 years 0 interest free credit available in store and online.

Finance for engagement rings. Buy online today using our online finance checkout to get accepted for interest free credit with an instant decision. But there are some people that think it s okay. In the same way as financed engagement rings we offer finance for wedding bands. Owing to the cost of weddings it makes sense to spread the cost of an expensive pair of wedding rings.

If you have to finance the engagement ring it s too expensive for you. Obviously using a personal loan to finance an engagement ring will tack on a considerable amount of interest to the total cost of your ring. Simply find the ideal engagement ring and choose to pay by finance at the checkout. Whether you decide to finance your ring or buy outright choose james allen.

Suddenly the perfect engagement ring is now within reach. Before we start the bashing of financing an engagement ring there has to be some pros right. Financing an diamond ring couldn t be easier. Some clients purchase wedding rings on finance.

If you choose the ring well in advance of the planned engagement date or don t mind waiting to pick up the ring until it s fully paid for an in store layaway program can be a good and interest free financing option many stores offer free in store layaway where you make a down payment and pay the remaining balance in monthly installments. The pros of financing an engagement ring. But if a 0 percent financing offer isn t available to you a personal loan could be a better option for financing an engagement ring than putting the ring on a credit card at the double digit regular apr. Up to 5 years with 7 9 apr.

The ring is a drop in the bucket compared to the cost of the actual wedding. Even for the mathematically inclined it s difficult to know what kind of budget to set for an engagement ring. Engagement rings can be a significant investment but most jewelry stores offer some sort of financing program and many even have programs for those with less than perfect credit. You ll enjoy 0 interest when you finance an engagement ring and you can spread the cost over as long as four years.

As a new couple you ll have a lot of future expenses so it s great if you can save money on this purchase. We want to help make popping the questio. Provided the total purchase price exceeds 500 you can apply online. If you can qualify for the 0 deferred financing at the jewelry store and you can pay off the cost of the engagement ring within the promotional period usually 12 months then the 0 deferred financing offer is the best way to finance your ring and pay no interest.